| Checking
Accounts |
| E-Checking |
E-Checking is for the customer who enjoys "cyber banking".
No minimum balance, no monthly service charge, unlimited
check writing, electronic statements, FREE Internet
Banking and FREE BillPay. |
| FREE Checking |
For
direct deposit customers, FREE Checking features the same
conveniences as E-Checking with your choice of paper or
electronic statements. |
|
Classic |
Want
the premiere checking account? With $4500 in combined deposits, Classic is for
you! It's interest bearing, and Classic customers
enjoy "Fun Bus" trips, FREE money orders, FREE Official Checks, FREE Internet Banking and FREE BillPay. |
| Classic
Seniority |
The Classic checking account PLUS free checks for those
55 and over. |
| Debit
Cards |
| MasterCard
Debit Card |
Pay
for purchases without writing a check anywhere the
MasterCard logo is displayed. Debit cards are FREE with
any of our checking accounts. |
| Overdraft
Protection |
| Overdraft
Transfer |
Oops!
Did you accidentally overdraw your checkbook? Funds are
automatically transferred from your savings to your
checking with our FREE transfer service. |
| Checking
Plus* |
Don't
have a savings account? Our Checking Plus account is an
automatic loan that covers overdrafts. |
| Savings
Accounts |
| Passbook
Savings |
We
have them! Old-fashioned passbook savings complete with
an ATM card. |
| Money
Market |
Looking
for somewhere to "park" your cash? Our Money
Market pays good rates. |
| CDs |
Check
our rates before you invest. Your money is safe and
secure in a Vinton County Bank CD. |
| Loans |
| Installments* |
Go
ahead! Buy that car, truck or RV. We have the rate &
term to fit your budget. |
| Mortgages* |
Have
you spotted the home of your dreams? Thinking of
building? Check our rates before you proceed. When we've
finished customizing your mortgage, you'll like it as
well as your house! |
| Home
Improvement* |
Need
a roof? Siding? Windows? Garage? Pool? Furnace? Sooner
or later our homes need repair. Use the equity you have
in your home to finance the improvements. |
| Note
Loans* |
Hooray!
You stayed within your budget this month. But then your
car stalls on the way to work. Come in for a short term
note loan to tide you over. |
| Credit
Card* |
You
can't beat the convenience of a credit card. Come in and
apply for the Vinton County Bank FAVOR VISA today. |
