Personal Banking

Personal Checking Accounts

We offer three different checking accounts and allow you to choose the right fit for your banking needs. With our Free Checking, E-Checking and Classic Checking there is something for everyone. The Classic Checking Account includes these additional benefits:

No Fee Money Orders
No Fee Official Checks
Premium Interest Rates
FREE Checks (age 55 & over)

Use the chart below to compare accounts and find out which account suits your specific checking needs.

Now, there's no wait! Open an E-Checking Account online today.

	E-Checking	Free	Classic
Unlimited Check Writing	Yes	Yes	Yes
Minimum Balance¹	None	None	$4,500¹
Interest Paid	No	No	Yes²
Free Checks	No	No	No³
Internet Bill Pay & Banking	Free	Free	Free
Debit Card	Free	Free	Free
Minimum Deposit to Open	$100	$100	$100
Overdraft protection	$12 / yr	$12 / yr	Free
Savings Transfer⁴	6 / mo	6 / mo	6 / mo
E-Statements	Yes	Yes	Yes

1. Required to avoid a monthly fee. This is a combined balance of all deposit accounts.
2. $250 or greater, higher rates are paid on balances above $2500.
3. Free checks available to customers over the age of 55.
4. Transfers from a Passbook Savings account to another account or to third parties by preauthorized, automatic, or telephone transfers are limited to six per month with no transfers by check, draft, debit card, or similar order to the third parties.

The more you know, the safer your money. Learn more about the FDIC, Watch this video.