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Deposit Rates

The following information is subject to change, call (800) 542-5004 to verify rates.

CD (Monthly Terms)	APY %	Interest Rate %
6 Month	.20	.20
12 Month	.30	.30
18 Month ($2,500 minimum to open) For CD's Opened Online Only	.50	.50
18 Month	.40	.40
24 Month	.55	.55
30 - 36 Month	.60	.60
48 Month	0.90	0.90
60 Month (Min. $2,500 to open)	1.05	1.04

Hi Fi Money Fund*	APY %	Interest Rate %
$0.01 - $2,499	.15	.15
$2,500- $24,999	.15	.15
$25,000 - $49,999	.20	.20
$50,000 & Above	.20	.20

Savings	APY %	Interest Rate %
Passbook Savings ($100 & Above)	.10	.10
Minor Savings	.10	.10

Rate Watcher Index Account	APY %	Interest Rate %
$0.01 - $24,999	.15	.15
$25,000 & Above	.20	.20

Other terms may be available. No Broker deposits accepted. Annual Percentage Yield (APY) is based on daily compounding of interest and assumes interest is added to principal balance. Rates subject to change on these accounts. All CDs require $1,000 minimum balance unless otherwise noted. Substantial penalty for early withdrawal. Fees could reduce earnings on accounts.

*This is a variable rate account. The rate is subject to change after account is open. Minimum balance to open RateWatchers Money Market Index Account is $10,000. Balance required to earn APY tied to the index is $25,000. Interest rate and APY are subject to change without notice. Member FDIC.